Rory
Now on the App Store.
Other apps help you earn points.
This one tells you when to use them.
Rory watches the world of transfer bonuses, expiring offers, and elevated redemptions — matched to the cards you actually hold, with honest math and the occasional instruction to do nothing. A private banker for your points, with a good dog's instincts.
You don't ask Rory. Rory tells you.
Real product, real week
Detected fast, never predicted.
In its first week on real wallets, Rory caught a hotel award-chart devaluation five weeks early, surfaced a targeted 9% grocery promo, and told the user to skip four points sales.
What Rory does
Four jobs, done in a banker's voice.
Ranked by attention, not by what pays us.
Every live transfer bonus, elevated offer, and points sale, read and given a verdict — including the ones that say skip. Urgency comes first, then what's genuinely new. Most weeks the honest answer is to do nothing, and Rory says so.
One line for what needs a decision today.
Your balances sit under a single "for your review" line that surfaces only what deserves attention now. Goals live on the card that funds them, tracked quietly. No vanity totals, no urgency theater.
Answers with the one number that matters.
Rory knows the cards you hold and meets a new welcome offer with what it's worth to you, not the headline bonus. When it's worth chasing, he proposes the goal and tracks the spend. When it isn't, he tells you plainly.
The fire alarm no partner can buy.
Announced devaluations reach you early, while the old chart still books. Stealth changes reach you fast and personally, matched to the balances you actually hold. No program pays to soften that warning.
This week at the desk
The moves Rory flagged this week.
A short, dated read of the handful of opportunities worth your attention right now — with the verdict on each. The full desk lands in the app.
See this week's digest →Rory Premium
You paid $695 for the card. Rory finds what you're not using.
Rory Premium opens the four desks that do the work: Opportunities, the honest line on what your points can do and when to leave them alone; Goals, the path from the points you hold to the trip you want; Rory, your points concierge, for any question about your cards; and Alerts, early warning when a program devalues or an offer closes. The Wallet is always free.
Rory Premium — 14 days free, then $69 a year.